Please take this post with a heaping grain of salt (cum grano salis).
In order for anyone to "accept Jesus as [his or her] Savior", God must first act. According to the GNT, God has first loved so that we might in turn love Him (1 John 4:19). His supreme philanthropic (FILANQRWPIA) act was the sending of His Son to die PRO NOBIS, so that we might have everlasting life KAI PERISSON EXWSIN. Of course, this is a basic teaching of Christianity, but the salvation process goes much deeper than this basic act. Since Christ died for the KOSMOS of humankind, Almighty God has initiated a proclamation of the everlasting Gospel throughout the entire earth (Matt. 24:14; 28:19, 20; Acts 10:34-36; Eph. 2:14-18; Rev. 14:6, 7). Therefore, when a person is approached with the "good news" of Christ and his kingdom, God is acting in that person's life. If the individual approached is in a state of unbelief, he or she is spiritually blind (2 Cor. 4:3, 4). How can the prevailing KALUMNA be removed from the heart of the unbelieving soul? 2 Cor. 3:16 says that when one turns to the Lord, PERIAIREITAI TO KALUMNA. Notice please, the sequence of this process:
God acts (He sends His Son).
God acts again (He has the good news proclaimed).
An unbeliever acts (He or she responds to the good news).
God acts again (He removes the veil from the unbelieving heart).
The believer subsequently acts (He or she repents, turns around, dedicating himself or herself to God and demonstrating this dedication by water baptism--See footnote*).
As one can see, what I am proposing is a spiritual action-reaction
type of relationship between God and man. God acts, then we act with
an equal and opposite reaction per se. This schema seems to be in
harmony with Acts 26:20 where Paul speaks of works befitting
repentance in connection with the preaching of the Christian KERYGMA.
In short, belief is a work, but it is a work in response to God's
work. This means that a human can neither earn nor merit salvation.
Nevertheless, he or she must show appreciation for the undeserved gift
God has given. How can this be done? Via faith backed by works. As
Vine's Expository Dictionary says, 'justification is primarily and
gratuitously by faith, evidentially and subsequently by works' (See
* I am aware of the fact that the steps outlined will differ from one
religious tradition to the other. When I outline the above steps, I
speak from my own particular religious and Christian viewpoint. I know
about the many debates on baptism and repentance and would be glad to
discuss them with anyone on the list. Until then, vale.